4 Steps to Getting Free of Debt
- List all debts, smallest to largest, including interest rates for each debt.
- Income: Compare your available monthly income sources to your current monthly expenses.
- First to last Prioritize the first debt to pay o , then move on to the next, and keep going.
- Execute: Start paying off the first debt today!
Mitylite Events:
MityLite Lunch and Learn
on Debt Management
Join us for a lunch and learn focused on Debt Management. This session will provide valuable insights and practical strategies to help you on a successful path to eliminating debt.
Don’t miss out! Empower yourself with the tools you need to achieve Financial piece of mind.
Why Attend?
The truth is, 77% of Americans struggle with debt. Debt kills your quality of life. The average American holds a debt balance of $96,371, according to 2021 Experian data. That's up from 2020 and it's largely due to the rising balance of mortgage and auto loans thanks to inflation and much higher interest rates.
After attending this class, you will be able to take several
action steps to help you get on your way to getting out of debt by using the steps listed on the right.
DATE: 6/25/2025
TIME: 11:30 AM - 12:30 PM MST
Location: Timp Room
Due to limited time in these classes, we ask that employees attending do some pre-work to make good use of class time. To act today and start working on your Debt Management plan, access the Debt Management Worksheet from your Elevated Financial Wellness Portal HERE to assess your situation before attending the Lunch and Learn.
If you don’t have a smart phone or computer access, you can pick up hard copies of the EFW portal resource guide/activity sheets from your HR department. Again, for your success during the class, please complete the Debt Worksheet before the class on June 25th, if possible.
Personal Financial Assessment
Gauge your retirement readiness.
The Personal Financial Assessment allows employees to gauge their retirement readiness. The assessment will address areas of income planning, tax strategies, investments, healthcare, and more. Once the assessment is completed, you’ll receive a snapshot of your plan that shows what is in good order or what needs to be addressed. Employees can take the opportunity to schedule a 15-minute discovery call with a fiduciary advisor to review the report and discuss action steps.
Activity Sheets
Personal One-On-One Strategy Session
Schedule a consultation.
Employees can take advantage of a complimentary one-on-one consultation to address any questions or concerns relating to their financial or retirement needs: BUDGETING, DEBT MANAGEMENT, INCOME PLANNING, TAXES, INVESTMENTS, ESTATE PLANNING.
Have a financial or retirement related question? Schedule a 15-minute call to get your questions answered!
Schedule a 60-minute comprehensive evaluation of your financial/retirement plan.
Schedule a Debt Management conversation.
DIY Planning Section
Create your own plan.
Employees can begin the process of creating their own plan. By first creating a profile and inputting their base financial information. Once all of their information is placed in this Do-it-yourself software, they will have a clear picture of where they stand financially. If questions come up, a Fiduciary Advisor is standing by to help and answer any questions.
Financial Wellness Webinars
Our Goal Is To Educate And Empower You To Make Better Decisions With Your Hard-Earned Dollars.
Your well-being is our priority! The Elevated Financial Wellness program facilitates a personalized journey for employees — to learn at their own pace and build confidence to navigate their path to financial security. Participating in the educational webinars and activities will enable employees to convert action into financial well-being. Moreover, employees can reach their most important life goals focusing not only on education but with help in areas of advising and implementation.
Retirement 101
Behavior: Initiator of Our Choices When it Comes to Money & Retirement
Debt Dynamics: Navigating the Road to Financial Stability
Empowering Women for Finances and Retirement
Retirement Planning in Today's Economy
Upgrade Your Path - Elevating Your Professional Trajectory & Financial Success
Navigating Your Finances Through Phases of Life
Video Podcasts
Expert Insights for a Secure Retirement
Our video podcast series brings you in-depth discussions on the financial topics that matter most to those nearing or in retirement. Hosted by industry professionals, these episodes cover essential strategies for maximizing retirement income, smart investing, tax planning, and navigating life’s transitions with confidence. Subscribe to stay informed and gain expert guidance tailored to your financial future.
